Sectional Title vs Private Property – Which One To Buy?

Should I Buy A Private Property Or Sectional Title Home?

When it comes to choosing a home, people sometimes find it difficult to make the decision of which home to choose between a stand alone (private property) or sectional title home. The decision you make on which type of home to choose is crucial. This is because your home is the place you spend much of your time, and thus it must be a comfortable and secure place. It is important to do thorough research on the various types of homes available that you can buy. There is no better place to do your search than the internet. And that is why you have landed on this useful article that will help you make the right decision.

Private Property or Sectional Title Home

There are a number of reasons that will make one opt for one choice over the other one. Some of the things that people consider are:

  • Security of where the house is located
  • Affordability
  • Communal way of life

Recent Studies

A recent study has shown that people are moving away from the stand alone homes that were once called dream homes to the more affordable sectional title home. The tough economic times is pushing people to move towards owning a sectional title home. Sectional title home living is much more affordable as compared to private property ownership. The communal way of life in a sectional title home also gives them a high preference among the current generation. There is also a sense of heightened security within a sectional title home, and thus many people are comfortable when they opt to have a sectional title home.

What's The Difference Between Private Property and Sectional Title Homes?

archid architects, house plans, Tuscan home design, architecture design, design style, freehold, stand alone, sectional title home, private propertyWell, there are some things that need to be set straight for people to understand about the ownership and legalities of the two types of home layouts. The stand alone home involves the transfer of full rights of ownership when you buy the property. This includes the land and everything built on it. Examples of these kinds of properties include:

  • Free standing houses
  • Cluster houses
  • Residential property for business
  • Small holdings

When you come to a sectional title home, on the other hand, it defines ownership of separate sections or units within a development or complex. When you buy such a home, what you get is a section or sections of the undivided share of the common available property. What you end up owning is a unit. Examples of sectional title homes are semi-detached houses, mini sub-type houses, apartments or flats, townhouses and duet houses.

Management of Sectional Title Schemes

Sectional title homes or schemes are governed by a corporate body that runs the daily affairs. This includes taking care of all the necessary finances. In most cases, a management agent is appointed to take care of certain duties such as collecting all the monthly levies, paying out premiums and other dues, scheduling meetings when needed, making sure everything is running smoothly, and ensuring the tenants are complying with the set rules and standards.

Those who opt for standalone homes will cite independence and freedom as the major advantages of choosing them. This is because one owns the property and will have very few legal limitations on what one can do within the property. A private property will also offer more variety when it comes to architectural style and aesthetics than the uniform style presented by a sectional title home.

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